{"id":2276,"date":"2022-08-24T13:09:01","date_gmt":"2022-08-24T13:09:01","guid":{"rendered":"https:\/\/thegenius.co\/wp\/finlon\/live\/?p=2276"},"modified":"2024-09-06T06:02:35","modified_gmt":"2024-09-06T06:02:35","slug":"credito-automotriz-o-personal","status":"publish","type":"post","link":"https:\/\/unimex.com.mx\/finx\/credito-automotriz-o-personal\/","title":{"rendered":"\u00bfEs mejor un cr\u00e9dito automotriz o uno personal?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2276\" class=\"elementor elementor-2276\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3eef654f e-flex e-con-boxed e-con e-parent\" data-id=\"3eef654f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35aad063 elementor-widget elementor-widget-text-editor\" data-id=\"35aad063\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>No te imaginas la cantidad de personas que se preguntan cu\u00e1ndo es m\u00e1s conveniente un pr\u00e9stamo personal y uno automotriz. Es por eso que este espacio es perfecto para poder ofrecerte la respuesta y que con ella puedas tomar la mejor decisi\u00f3n.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4063726 e-flex e-con-boxed e-con e-parent\" data-id=\"4063726\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ba6148a elementor-widget elementor-widget-heading\" data-id=\"ba6148a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfCu\u00e1ndo es m\u00e1s conveniente un cr\u00e9dito automotriz y uno personal?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b138569 e-flex e-con-boxed e-con e-parent\" data-id=\"b138569\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23f5185 elementor-widget elementor-widget-text-editor\" data-id=\"23f5185\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Aqu\u00ed la respuesta realmente la tienes t\u00fa. Y esto sucede porque eres la \u00fanica persona que tiene claro\u00a0<b>en qu\u00e9 quieres gastar el dinero prestado<\/b>.\u00a0Pero para que la decisi\u00f3n sea sencilla, es fundamental que podamos ver las diferencias entre un pr\u00e9stamo y otro.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a0511c6 e-flex e-con-boxed e-con e-parent\" data-id=\"a0511c6\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c8169e2 elementor-widget elementor-widget-heading\" data-id=\"c8169e2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Diferencias entre un cr\u00e9dito automotriz y personal<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c312c8e e-flex e-con-boxed e-con e-parent\" data-id=\"c312c8e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d05d81c elementor-widget elementor-widget-text-editor\" data-id=\"d05d81c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Con la informaci\u00f3n que conocer\u00e1s a continuaci\u00f3n te quedar\u00e1 clar\u00edsimo el panorama, y es que poder ver las diferencias te mostrar\u00e1 el camino a seguir.<\/span><\/p>\n<p style=\"font-weight: 400;\">\u00a0<\/p>\n<h3 style=\"font-weight: 800;\"><b>Cr\u00e9dito personal<\/b><span style=\"font-weight: 400;\">:<\/span><\/h3>\n<ul style=\"font-weight: 400;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tienes libertad para <\/span><b>utilizar el dinero en lo que quieras<\/b><span style=\"font-weight: 400;\">, incluyendo la compra de un autom\u00f3vil.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Obtienes el pr\u00e9stamo <\/span><b>sin tener que realizar un pago inicial<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Solo puedes acceder a este en un <\/span><b>banco o financiera<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Puedes realizar la <\/span><b>solicitud en l\u00ednea<\/b><\/li>\n<\/ul>\n<h3 style=\"font-weight: 800;\"><b>Cr\u00e9dito automotriz<\/b><span style=\"font-weight: 400;\">:<\/span><\/h3>\n<ul style=\"font-weight: 400;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Es de uso exclusivo para la <\/span><b>compra de un auto nuevo o seminuevo<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tienes que realizar un <\/span><b>pago inicial<\/b><span style=\"font-weight: 400;\"> tambi\u00e9n conocido como \u201cenganche\u201d.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Si lo solicitas en una agencia vehicular puedes obtener <\/span><b>mejores tasas de inter\u00e9s<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<\/ul>\n<p style=\"font-weight: 400;\">\u00a0<\/p>\n<p style=\"font-weight: 400;\">Para pedir este cr\u00e9dito tienes que ir directamente a la <b>entidad bancaria o agencia<\/b>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-01a1504 e-flex e-con-boxed e-con e-parent\" data-id=\"01a1504\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-62a5d1c elementor-widget elementor-widget-heading\" data-id=\"62a5d1c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Entonces, \u00bfcu\u00e1l es m\u00e1s conveniente?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e8855c1 e-flex e-con-boxed e-con e-parent\" data-id=\"e8855c1\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c55ae09 elementor-widget elementor-widget-text-editor\" data-id=\"c55ae09\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si tu objetivo es <strong>comprar un auto<\/strong>, entonces tienes que buscar exclusivamente un pr\u00e9stamo automotriz. Porque este te va a permitir pagar tasas m\u00e1s bajas si das un enganche m\u00e1s elevado, adem\u00e1s de tener la posibilidad de pedirlo directamente en la agencia. Si tu meta no es tener un veh\u00edculo sino financiar otra cosa, entonces lo mejor ser\u00e1 que pidas un pr\u00e9stamo personal.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a6746b1 e-flex e-con-boxed e-con e-parent\" data-id=\"a6746b1\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6723d2e elementor-widget elementor-widget-finlon_call_to_action_widget\" data-id=\"6723d2e\" data-element_type=\"widget\" data-widget_type=\"finlon_call_to_action_widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"call-to-action-one\">\r\n\t\t\t\t<div class=\"call-to-action-one__inner\">\r\n\t\t\t\t\t<h3 class=\"call-to-action-one__title\">\u00bfQuieres un pr\u00e9stamo Unimex? En menos de 48 lo obtienes y disfruta  de un cr\u00e9dito acorde a tu necesidad<\/h3><!-- \/.call-to-action-one__title -->\r\n\t\t\t\t\t<div class=\"call-to-action-one__btns\">\r\n\t\t\t\t\t\t<a href=\"https:\/\/unii.com.mx\/web\/login?_ga=2.8056754.1429183753.1724879242-1652082901.1724879242\" class=\"thm-btn\">Solicita tu pr\u00e9stamo<\/a><!-- \/.thm-btn -->\r\n\t\t\t\t\t<\/div><!-- \/.call-to-action-one__btns -->\r\n\t\t\t\t<\/div><!-- \/.call-to-action-one__inner -->\r\n\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Duis aute irure dolor lipsum simply free text the local markets.<\/p>\n","protected":false},"author":1,"featured_media":4695,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,5],"tags":[15,11],"class_list":["post-2276","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-es-mejor-un-credito-automotriz-o-uno-personal","category-es-mejor-una-tarjeta-de-credito-o-un-prestamo-personal","tag-es-mejor-un-credito-automotriz-o-uno-personal","tag-es-mejor-una-tarjeta-de-credito-o-un-prestamo-personal"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Unimex Digital -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/unimex.com.mx\/finx\/credito-automotriz-o-personal\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" 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